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Table 1 Background characteristics of study respondents by health insurance status

From: The association between health insurance status and utilization of health services in rural Northern Ghana: evidence from the introduction of the National Health Insurance Scheme

Variable   Total Insured Uninsured
Categories Number(%) Number(%) Number(%)
Age 0–4 5952 (10.6) 4410 (74.1) 1542 (25.9)
5–17 17,765 (31.7) 11,299 (63.6) 6466 (36.4)
18–34 13,957 (24.9) 8960 (64.2) 4997 (35.8)
35–59 12,352 (22.1) 7275 (58.9) 4077 (41.1)
60–69 3467 (6.2) 1983 (57.2) 1484 (42.8)
70+ (aged) 2499 (4.5) 1422 (56.9) 1077 (43.1)
Gender Male 27,078 (48.4) 16,355 (60.4) 10,723 (39.6)
Female 28,914 (51.6) 18,996 (65.7) 9918 (34.3)
Educational level No formal education 13,519 (24.1) 7354 (54.4) 6165 (45.6)
Primary 17,901 (32.0) 10,490 (58.6) 7411 (41.4)
Secondary 11,580 (20.7) 8118 (70.1) 3462 (29.9)
Tertiary 1659 (3.0) 1425 (85.9) 234 (14.1)
Below school going agea 11,333 (20.2) 7967 (70.3) 3366 (29.7)
Religion Traditional & other 22,904 (44.6) 11,864 (51.8) 11,040 (48.2)
Christianity 27,737 (49.6) 19,471 (70.2) 8266 (29.8)
Islam 3260 (5.8) 2579 (79.1) 681 (20.9)
Ethnicity Kasem 28,099 (50.2) 20,091 (71.5) 8008 (28.5)
Nankam 23,393 (41.8) 11,977 (51.2) 11,416 (48.8)
Buli 1221 (2.2) 832 (68.1) 389 (31.9)
Other 3279 (5.8) 1024 (86.2) 164 (13.8)
Location Rural 48,562 (86.7) 28,992 (59.7) 19,570 (40.3)
Urban 7430 (13.3) 6360 (85.6) 1070 (14.4)
Household size 1 member 1267 (2.3) 780 (61.6) 487 (38.4)
2–4 members 12,392 (22.1) 7980 (64.4) 4412 (35.6)
5+ members 42,333 (75.6) 26,585 (62.8) 15,748 (37.2)
Socio-economic status Poorest 15,211 (27.1) 7588 (53.6) 6568 (46.4)
Poorer 12,357 (22.1) 6182 (54.7) 5120 (45.3)
Poor 10,454 (18.7) 6063 (58.0) 4758 (42.0)
Less poor 10,821 (19.3) 7813 (72.2) 3008 (27.8)
Least poor 7149 (12.8) 6270 (87.7) 879 (12.3)
Recent illness or injury Yes 2837 (5.1) 1770 (62.4) 1067 (37.6)
No 53,155 (94.9) 33,594 (63.2) 19,561 (36.8)
Self-assessed health status Poor or very poor 1471 (2.6) 756 (51.4) 715 (48.6)
Good or very good 53,827 (96.1) 34,234 (63.6) 19,593 (36.4)
Don’t know 694 (1.3) 376 (54.2) 318 (45.8)
  Overall total 55,992 (100) 35,275 (63%) 20,717 (37%)
  1. aRepresenting infants who have not yet attained school going age in order to be in school