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Table 1 Background characteristics of study respondents by health insurance status

From: The association between health insurance status and utilization of health services in rural Northern Ghana: evidence from the introduction of the National Health Insurance Scheme

Variable

 

Total

Insured

Uninsured

Categories

Number(%)

Number(%)

Number(%)

Age

0–4

5952 (10.6)

4410 (74.1)

1542 (25.9)

5–17

17,765 (31.7)

11,299 (63.6)

6466 (36.4)

18–34

13,957 (24.9)

8960 (64.2)

4997 (35.8)

35–59

12,352 (22.1)

7275 (58.9)

4077 (41.1)

60–69

3467 (6.2)

1983 (57.2)

1484 (42.8)

70+ (aged)

2499 (4.5)

1422 (56.9)

1077 (43.1)

Gender

Male

27,078 (48.4)

16,355 (60.4)

10,723 (39.6)

Female

28,914 (51.6)

18,996 (65.7)

9918 (34.3)

Educational level

No formal education

13,519 (24.1)

7354 (54.4)

6165 (45.6)

Primary

17,901 (32.0)

10,490 (58.6)

7411 (41.4)

Secondary

11,580 (20.7)

8118 (70.1)

3462 (29.9)

Tertiary

1659 (3.0)

1425 (85.9)

234 (14.1)

Below school going agea

11,333 (20.2)

7967 (70.3)

3366 (29.7)

Religion

Traditional & other

22,904 (44.6)

11,864 (51.8)

11,040 (48.2)

Christianity

27,737 (49.6)

19,471 (70.2)

8266 (29.8)

Islam

3260 (5.8)

2579 (79.1)

681 (20.9)

Ethnicity

Kasem

28,099 (50.2)

20,091 (71.5)

8008 (28.5)

Nankam

23,393 (41.8)

11,977 (51.2)

11,416 (48.8)

Buli

1221 (2.2)

832 (68.1)

389 (31.9)

Other

3279 (5.8)

1024 (86.2)

164 (13.8)

Location

Rural

48,562 (86.7)

28,992 (59.7)

19,570 (40.3)

Urban

7430 (13.3)

6360 (85.6)

1070 (14.4)

Household size

1 member

1267 (2.3)

780 (61.6)

487 (38.4)

2–4 members

12,392 (22.1)

7980 (64.4)

4412 (35.6)

5+ members

42,333 (75.6)

26,585 (62.8)

15,748 (37.2)

Socio-economic status

Poorest

15,211 (27.1)

7588 (53.6)

6568 (46.4)

Poorer

12,357 (22.1)

6182 (54.7)

5120 (45.3)

Poor

10,454 (18.7)

6063 (58.0)

4758 (42.0)

Less poor

10,821 (19.3)

7813 (72.2)

3008 (27.8)

Least poor

7149 (12.8)

6270 (87.7)

879 (12.3)

Recent illness or injury

Yes

2837 (5.1)

1770 (62.4)

1067 (37.6)

No

53,155 (94.9)

33,594 (63.2)

19,561 (36.8)

Self-assessed health status

Poor or very poor

1471 (2.6)

756 (51.4)

715 (48.6)

Good or very good

53,827 (96.1)

34,234 (63.6)

19,593 (36.4)

Don’t know

694 (1.3)

376 (54.2)

318 (45.8)

 

Overall total

55,992 (100)

35,275 (63%)

20,717 (37%)

  1. aRepresenting infants who have not yet attained school going age in order to be in school